Travel Insurance

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Travel Insurance

We believe that our Comprehensive Winter Sports Insurance Policy is one of the best on the market. In arranging the cover through McGregor Insurance Services Ltd we insisted that it covered such crucial areas as off-piste skiing, loss of ski pass/equipment and travel delays due to adverse weather conditions, which are often excluded in other policies. If you do not wish to take this cover we, strongly recommend that you have adequate alternative cover and it is your responsibility to ensure that you have suitable cover for you and your party. We will not automatically add Scott Dunn insurance to your invoice. If you would like to take out our Scott Dunn policy then please clearly state this on the booking form. Full details of the policy wording can be found at www.scottdunn.com/ski. Please read this carefully and if you feel it does not meet your requirements you may return it to us within 14 days for a full refund less a £5 administration fee, provided no travel has been undertaken and no claim has or will be made.

About the Insurer
This insurance is underwritten by
Templeton Insurance Ltd,
18-20 North Quay, Douglas,
Isle of Man.

Templeton Insurance Ltd is incorporated on the Isle of Man, authorised and regulated by the Isle of Man Government, Insurance and Pensions Authority. Should Templeton Insurance Ltd be unable to meet its liabilities to you, you will not be covered by the Financial Services Compensation scheme. Please read the Insurance document carefully for full details of what is and what is not Covered.

Important Notice
Health/Pre-existing Medical Conditions:

This insurance contains conditions that relate to your health and that of others not necessarily traveling with you but upon whose health the trip may depend. In particular, pre-existing medical problems may not always be covered and you may be required to contact the Insurer’s medical screening helpline. Should this be the case and you would like consideration to be given to include your medical condition, please contact All Seasons Health Check on 020 8315 0736 (within 14 days of taking the insurance). They will ask you a number of questions relating to your condition and confirm whether cover can be given and if any restrictions are imposed.

Hazardous Pursuits, Dangerous Sports or Pastimes:
If you are going to take part in dangerous activities, sports or pastimes where there is a risk of injury, or can be expected to aggravate an existing infirmity, please contact ASUA to check that your policy covers you. Additional premiums may apply.

Property Claims:
These claims are paid based on the value of the goods at the time you lose them and not on a new-for-old replacement cost basis.

Complaints:
Your insurance certificate has on it a Complaints Procedure, which tells you the steps to take if you wish to make a complaint.

Cooling Off Period:
Your insurance certificate contains a cooling off period of 14 days during which you can return the policy and get a refund if you have a justifiable reason for being dissatisfied with the cover it provides.

Insurance Premiums

DaysAdult Child(2-15yrs)
Up to 5
(weekend)
£39 £27
Up to 10
(7 day holiday)
£42£30
Up to 17
(10 day holiday)
£46£34
Additional weeks £10£8

NB: All insurance premiums include Insurance Premium Tax

Summary of the cover provided

Section

01A

01B
02
03
04
05


06

07

08
09
10


11
12


13
14
15
16
17A
17B
17C
17D
17E
Cover

Your Loss of Deposit
If your trip is cancelled
If your trip is cut short
Medical and other Expenses
Hospital Benefit
Personal Accident
Personal Belongings
Single Article Limit
Valuables
Temporary Loss of
Personal Belongings
Money & documents
(Cash £250)
Loss of Passport
Personal Liability
Missed Departure
extra travel and
accommodation expenses
Mugging
Delay


Catastrophe
Withdrawal of Services
Hijack
Legal Expenses
Winter Sports Equipment
Winter Sports Equipment Hire
Ski Pack
Piste Closure
Avalanche Closure
Sum
insured up to
Up to £3,000
Up to £3,000
Up to £3,000
Up to £5,000,000
£500
£20,000
Up to £1,500
£300
£300

Up to £100

Up to £500
Up to £250
Up to £2,000,000
Up to £800


Up to £500
£100
(£3,000
for cancellation)
Up to 500
Up to £600
Up to £500
Up to £25,000
Up to £500
Up to £150
Up to £400
Up to £500
Up to £500
Excess

£50
£50
£50
£50
Nil
Nil
£50



Nil

£50
£50
Nil
£50


Nil
Nil

(£50)
Nil
Nil
Nil
Nil
£50
Nil
Nil
Nil
Nil